Short-term disability

What is Short-term disability?

Short-term disability is a benefit offered by some employers that provide employees with a portion of their salary during a temporary period of disability or medical leave. This leave is generally shorter, usually several weeks to a few months. During this period, the employee is unable to work due to an illness or injury and is temporarily unable to perform their job duties. The employee may use the short-term disability benefits to cover their expenses while unable to work.

The terms and conditions of short-term disability benefits can vary depending on the employer and the policy they have in place.

How long does short-term disability last?

The duration of short-term disability can vary depending on the employer’s policy and the specific circumstances of the individual’s disability or medical leave. Typically, short-term disability is intended to provide financial support for employees who are temporarily unable to work due to a medical condition or injury. The duration of the leave is generally shorter than long-term disability and can range from a few weeks to several months.

The duration of short-term disability can be affected by a number of factors, such as the type of disability or illness, the employee’s prognosis and expected recovery time, and the employee’s ability to perform their job duties. For example, an employee who has broken their leg and is expected to recover within a few weeks may be eligible for a shorter duration of short-term disability than an employee who has had surgery and is expected to recover within a few months. HBR’s disability benefits research

Additionally, some short-term disability plans may have a maximum benefit period which is the longest period of time for which an employee can receive short-term disability benefits. This is typically determined by the employer and can vary depending on the plan.

It’s important to note that the duration of short-term disability can be re-evaluated as the employee’s condition changes, and the employee may be eligible to continue receiving benefits if they are still unable to work. SHRM’s short-term disability guidance

What is the process for applying for short-term disability?

• Contact the Human Resources department for information on how to apply for short-term disability
• Review benefits documentation or contact the short-term disability vendor
• Check if any available sick days must be used before the short-term disability period begins
• Obtain a note from a physician if required by the employer
• Complete the claim form for short-term disability and provide necessary documents
• Submit the claim form and documents to the HR department or insurance provider
• Follow the employer’s guidelines on documentation and submission deadlines to ensure full access to benefits.

Short-term disability insurance is a foundational employee benefit that protects income during medical leave and supports faster, safer return to work. Using objective assessments and a structured hiring plan drives improvement, helping organizations attract and retain top talent.

Frequently asked questions